Monday 24 January 2022

Difference Between Credit Card And Debit Card

Debit Cards and Credit Cards two very different cards, which allow us the way of payment through different channels. Let’s learn the basic difference between both of them. Debit card and Credit Card are very useful and globally accepted, you can use both on them online as well as on internet, and from cash withdrawal to online purchasing you can use both of them. But what are things which create differentiation between both of them.


The most basic but important difference between Debit card and Credit Card is, In Debit card your payment method directly linked to your bank account so the money you spend comes right out of your own personal Bank account, Likewise Credit card is also a payment method like Debit card but instead of deducting your account for your purchases bank pays it temporarily and gives you credit line for some period of time.




  • ·         Account is debited on real-time basis
  • ·         Free From Interest.
  • ·        You Spend what you have, don’t let you cross the boundaries of Debt Ratio.
  • ·         Less annual Fees as compare to credit cards.
  • ·         Buy Product on Actual Prices
  • ·         Don’t Need to Remember the due date bill payments
  • ·         Prepaid
  • ·         Restrict you in line with you Budget




  • ·         Account is Not Debited on Real-Time Basis
  • ·         Post-paid, Buy Now Pay Latter.
  • ·         Zero Interest If Paid Within Due Date
  • ·         Useful for emergency, Specially in handy days
  • ·         Short Term Loan
  • ·         Allows you to pay in Instalments.
  • ·         High Reward Points as compare to debit card.
  • ·         Special Discounts


So these are the basic differences in Debit Card and Credit Card, one thing we need to keep in our mind that we need to keep ourselves in line with our budged and income, otherwise things will become worse. Always try to pay your credit card bills on time, at least pay our minimum payment in order to avoid from any bad credit history.

Wednesday 12 January 2022

Most Profitable Blog Niches in 2022

Blogging is getting famous and yes currently the most profitable way of earning on internet, there are more than millions of blog on the world of internet, Every individual is writing on the basis of his/her skills, but what makes it most Profitable? the answer lies in One word "NICHE", lets first understand what is niche, actually it is specialized product in specific market which appeals people to buy. In blogging case NICHE define our product (Blog)  or area of specialization which should be so appealing for the customer to visit again and again. So in this way we follow the niche marketing strategy.

As we discuss earlier the there are more than  millions of blog on internet, So we need/Try to write our blog specially on the appealing and Hot topics which not only appeal our customer/Visitor but create solution and provide the answer of their problems. Before selecting the niche for your Blog keep on thing in mind that your blogging niche should be your area of interest because it gives to passion to write for your visitor and when you write something about you area of interest you gives your best.

As we know Niche is appealing topic, Which Changes time by time for example if we go back 10 years from now, to most appealing topics could be solar energy, virtual reality, so these niches changes time by time and definitely it will increases your website traffic and leads toward the higher earning. So today we will discuss Most profitable niches for Blog in 2022.

Renewable Energy:-

World is soo conscious about clean source of energy which should be harm less to environment, So if you are starting your blog renewable energy is the best niche to write on. In renewable energy you can select your sub category niche which could be about Solar Panels, Wind energy, Net metering Concept ETC. So you have a wide range of Sub Category as well as Audience.


Fashion is the evergreen Niche, in which you will always find something to write on, Audience of this group is very conscious of trends, Believe me Fashion is one of the most profitable and money making niche on internet from long time, In Fashion you may start with any of micro niche or sub category for example you may start working on Specific niche of Wedding outfits, Seasonal Fashion like Winter Fashion, Beauty Tips, Lifestyle, Beauty Treatment ETC.


Health is wealth, this is also a good niche to for start blogging. Large number of audience on internet search regarding the health issues and their solution. In health niche you can also find the wide range of micro niches for example Herbal Medicine, Food Diet, Health care Advisors, Health Care Products, Diet Chart, Online Doctor, ETC.

Earn Money Online:-

After Covid-19 People in large quantity loses their jobs, But thanks to the internet which enables them to earn money online through wide range of option. This is my Favourite niche, in which you write article/blog on how to earn money online through various means. In this niche you may select wide range of micro niches For example, Crypto currencies, Blogging, PTC Sites, Freelancing ETC, 


People on internet earn thousand of dollars in a month by simply review the products on their blogs, if Large audience on internet usually do research about the product before buying it. So if you start blogging with the niche of products review and give correct/genuine Feedbacks about product this niche will help you to become milliner. Example of this niche are, Unboxing of Technology products, Review about any Application, Appliances or any new product in market,


If you are a Travel lover this niche is for you, in this niche you start blogging with sharing your own travel diary for example you are planning to go for summer vacation with your family to a mountainous place so you can share pictures of that trip and share videos to your audience and let them know the beauty of that place. For this niche you need a good camera which enable you to capture the true colours of nature


Commerce and Finance are money making niches since long, in this niche you start blogging the topics like Consumer Financing (Auto Loans), Personal Financing(Personal Loans, Credit Card) Etc. People on internet usually search and compare the rates of Consumer Finance one bank with other bank, or Individuals usually interested to know the benefits of their bank Credit Card.


Do you know Food bloggers are the most happiest bloggers not only because they eat delicious food for their blog but also because it the money making machine niche. if you work properly in this niche sooner or latter it makes you milliners. Audience share in this niche is very high because every one loves food. there is a blog on internet which initially starts with simple videos of his mother cooking food and teaching about how to make it delicious, and now this blog is one of the successful blog on internet. 

Other Most Popular Niches:-

  1. Education "Academics Writing"
  2. Tips and Tricks
  3. Parenting
  4. Pets
  5. Plantation
  6. Indoor Decoration
  7. Arts
  8. Sports
  9. Religion
  10. SEO (Search Engine Optimization)
Actually Blogging needs persistency, and you need to remain stuck with your niche, don't go here and there. write daily at least one quality article for your visitor. and in few months you will see the result.   

Wednesday 5 January 2022

How To Pay Credit Card Bill Through MCB Bank Credit Card Online?

Credit Card is one of the most innovative and demanding product in banking, Most Self-employed and Salaried individuals enjoy the amazing features of this product. Credit card gives you Credit limit and ease to pay latter. Mostly people pays the bill of credit card through Cash or from bank account funds transfer, but do you know you can also pay your credit card bill through other credit card? Yes, you can pay your Any bank credit card bill through MCB Bank Credit Card Online. 

If you are MCB Account Holder and holding MCB Credit Card, You can pay your other bank Credit Card Bill in just few taps. So Lets learn the complete payment process of  How To Pay Credit Card Bill Through MCB Bank Credit Card Online.

STEP 1:-

Download MCB Live Application, and get yourself Register.

STEP 2:-

Start your application, Login with your secret credentials, Tap on Bill Payment Option.

Tap On Bill Payment Option

STEP 3:-

In Bill payment option, Tap on Three small circles showing below, And Select Add Biller

Add Biller

STEP 4:-

In Add Biller Option, Select the Category, 1 Bill
Select 1 Bill Category

STEP 5:-

Select Biller Name, 1 Bill Other Bank Credit Card
Select 1Bill Other Bank Credit Card

STEP 6:-

Input The Other Bank Credit Card Number and Tap on Validate Button

Input The Other Bank Credit Card Number and Tap on Validate Button

STEP 7:-

After Successfully Adding Biller (Your Other Bank Credit Card), Now Again go to Bill Payment option, and find your Credit Card in 1 Bill Category, And Tap on Pay button.
Tap On Pay Button in Bill Payment Option

STEP 8:-

Now you are ready to pay your other bank credit card bill through MCB Bank Credit Card, In this Step you need to select Credit Card In Payment Type, And Proceed Payment.

Select Credit Cards Option In Payment Type

Make sure to pay your credit card bills on time, Non compliance/Payment may create adverse impact on your ECIB Report.